Kiva Newsletter OCTOBER 2008 Kiva ニュースレター 10月 2008年
Hi 〇〇〇, 〇〇〇さんこんにちは、
It's our 3rd birthday, and we've come a long way! Thanks to the help of Frontline viewers, we raised $1 million in our first year. By Year 2, we reached $10 million (thanks Oprah viewers!). By our 3rd birthday, we've passed $40 million and supported over 90,000 entrepreneurs. What can you get Kiva for our birthday? $1.5 million! Read on. わたしたちは設立3周年の誕生日を迎えました、長い道のりを歩んできました！ frontline viewersの手助けのおかげで、わたしたちは最初の1年目で100万ドルを集めました。 2年までに、その額は1000万ドルに達しました（Oprah viewersのみなさんありがとう！）。 3周年までに、4000万円を超え、90000人の起業家をサポートしました。 あなたは、わたしたちの誕生日として、Kivaに何をつかませることができますか？ 150万ドルです！ 詳細は続けて読んでください。
Want to give Kiva $1.5M? On our birthday, we are asking you to help us get our biggest grant ever by voting for Kiva in the AMEX Members Project competition. Thanks to everyone who voted for our project so far, Kiva has made the Final Five and is guaranteed a minimum award of $100,000. We're now in the home stretch with a one in five chance to win the $1.5 million first prize and we need your help to win! わたしたちの誕生日に、わたしはあなたにアメリカンエキスプレスメンバーのプロジェクトコンペに投票することで、わたしたちの過去最大の賞金を獲得する手助けをしてくれるようお願いします。 今まで投票してくれた人たちのおかげで、Kivaは最終5組に入り、最小でも10万ドルを獲得することになりました。5組中1組に与えられる一等賞金150万ドルを獲得するというチャンスに向かって、最終段階に入りました。 勝つためには、あなたの助けが必要です！
If you've already voted for our project, you helped us get here. But now all votes are reset to zero and we need you to vote one last time. This is the one that counts! If you're an American Express Cardmember vote for Kiva's project Loans that Change Lives here Not a cardmember? Tell your friends to vote $1.5 million will help us reach 60,000 entrepreneurs in need of loans. Our entry is called "Loans that change lives" and final round voting ends October 13th. This is the single biggest thing you could do to help Kiva this year and it's the best birthday present we could ever ask for! あなたがすでにわたしたちのプロジェクトに投票してくれたなら、あなたはわたしたちをここまで引き上げてくれました。しかし今、すべての投票者はゼロにリセットされました。最後にもう一回投票をしてください。その1票こそが、勝利へ導くのです！
あなたがアメリカンエキスプレスのカードメンバーなら、今ここでKivaのプロジェクトーLoans that Change Lives-に投票してください。 カードメンバーじゃないって？ それなら、友達に投票してくれるよう話してみてください。 150万ドルを得ることで、60,000人の貸付希望の起業家に支援をすることができるでしょう。 わたしたちのエントリーは。”Loans that change lives”で、最終投票は10月13日に終わります。 これは、あなたが今年Kivaを助けることができるたったひとつでかつ最大のもので、 わたしたちが今まで願ったなかで、最高のバースディプレゼントになるでしょう！
Yenku Sesay: From Survival to Success
(Nick Sabin is the first Kiva Fellow to work in Sierra Leone. The following is a shortened version of his article published in The Huffington Post.) （Nick Sabinは、シエラレオネで働く最初のKiva Fellowです。 以下は、The Huffington Postに掲載された彼の記事の短いバージョンのものです。）
Yenku Sesay very nearly didn't survive May 6, 1998. On that day a rebel army, led by the Revolutionary United Front (RUF), invaded his village of Kondembaya in northern Sierra Leone, and cut off the hands of many of the villagers, including his own. Many of the victims did not survive this horrific act, but Yenku's father used the family savings to hire a motorbike to take Yenku for treatment in a hospital hours away in the country's capital city, Freetown.
Though Yenku eventually recovered from the physical wounds, his life was destroyed. He was incapable of taking care of himself and eventually resorted to begging in the streets of Sierra Leone. At about 21 years old, Yenku's daily life had been reduced to asking for handouts, with little hope of change, little chance for something better.
Yenku would still be begging today, had he not been approached by Salone Microfinance Trust (SMT), in 2006, about taking out a group loan with four other local borrowers. No other institutions were even willing to consider Yenku for credit because of his amputee status. However, through lengthy discussions with Yenku, SMT saw in Yenku natural business skills and a drive to be self-reliant. He was approved for 300,000 Leones from SMT, the equivalent of approximately $100 USD.
Yenku used this money to develop a modest retail business. At first the business was no more than Yenku selling small items in the street, such as packaged biscuits, soaps, and other sundries. Over the past two years, by reinvesting the profits and building his credit with SMT, Yenku's business has grown to become a small shop selling an assortment of clothing, shoes, drinks, and other packaged food products.
Yenku dedicated himself to his business, and every month he made his repayments on time and often early. With the profits from his retail business, Yenku has recently expanded into livestock and agriculture. The result is that Yenku is now self-reliant. Instead of being a burden to his family or the community, Yenku has become a provider. He is able to support his family. He can feed and clothe his three children. He sends both of his school-age children to primary school, and he even pays for his younger brother's education.
I see the sense of pride in Yenku's smile. From raising a family, to relearning everyday tasks as a double amputee, Yenku is rebuilding his life. And the most critical tool for Yenku has been the microloan that SMT offered him in 2006. (Continue reading at Huffington Post)
KF6 is taking the program to new heights, including: the first Kiva Fellows in South Sudan, Honduras, Benin and Ukraine, the first ever video journaling Kiva Fellow, the first Kiva Fellow from Japan, the most year-long fellows in one class (6!), and more journalists, world travelers, and financial professionals than we?ve ever hosted at one time. Congratulations to all KF6ers who made it through a long week, absorbed a lot of information and energized the entire Kiva HQ with their enthusiasm and dedication.
If you'd like to be a have a once-in-a-lifetime experience living in the developing world, working with a microfinance institution(MFI) in the field and actually helping to alleviate poverty through access to capital, apply here today! (But don't take our word for it -- listen to Ankush, who's on his way to South Sudan!) Photo courtesy of Lori A. Cheung, thePortraitPhotographer.com
もしあなたが人生で一度だけ、途上国に住むという経験をしてみたいのなら、現場のマイクロファイナンス（小口融資）団体と働いてみたいなら、そして資産を通じて貧困をやわらげる手助けをしたいなら、 今日ここに申し込んでください！ （でもわたしたちの言葉を使わないでくださいねー南スーダンに行く途中のAnkushの声を聞いてみましょう！） Portrait Photographer.com のLori A. Cheungには、熱くお礼を申し上げます。
Ernst & Young Announces Kiva Partnership Ernst&YoungがKivaパートナーシップを表明しました。
Ernst & Young announced their commitment with Kiva, Increasing Transparency in Micro-Loans, at the Clinton Global Initiative, New York in September. This partnership will include procedures such as checking borrower identity, the loan amount and term of the loan, and the amount of the investment. To learn more, click here.